Stephan Livera

the rise of bitcoin banks with

of

Interesting scenarios on bitcoin blockchain hitting 1TB and 2TB by

for

see full report here https://research.mempool.space/block-size-report/

Yeah I find this an interesting dynamic where AI replacing search changes the model on ads. Maybe it drives people to get their info from 'trusted' personalities and people on social media instead of old school corporate.

But that also can drive bad tendencies too with low effort engagement farming and clickbaity 'influencer' type behaviour.

With bitcoin on chain transactions this cheap, arguably the bottleneck to adoption is not a technical one, it's economic.

plan b el Salvador starting soon!

&

share their insights on investor power and the future of Bitcoin.

Would the likes of BlackRock be opinionated and aggressively take part in a fork scenario? Or sit back and conservatively wait until the dust settles?

all the AI news of the last few days makes it even clearer that bitcoin is essential for individuals, businesses and even governments.

it will be the main way to store value sooner or later.

Learn about Bitcoin Emergency Keys and Inheritance with

of

in my latest episode

https://stephanlivera.com/episode/631/

Enjoyed my chat with Andrew Hohns of Newmarket Capital / Battery Finance on bitcoin collateralized lending and where this market may go. Check out the ep here https://stephanlivera.com/episode/630/

Bitcoin will demonetise housing and change the nature of the property ponzi.

So in 2025 where there are still a lot of people who think rental property investment is a good idea, aren't they effectively holding the bag?

Isn't it more efficient to rent a place, let them own the demonetising asset, and they pay for the substantial maintenance, take on depreciation and other risks - while you HODL on?

Bullish on what

are doing

"Over 40 apps have already implemented our SDK in production or beta since we launched it less than 18 months ago. Collectively, ~1.5 million users now have access to self-custodial, peer-to-peer bitcoin payments through these apps."

https://medium.com/breez-technology/breez-has-been-building-momentum-and-were-just-getting-started-06cf97c272ab

Many governments will go through the same mistakes that individuals and businesses made over the years:

• shitcoining
• thinking they have to mine
• not being serious about accumulation and self custody of bitcoin

If you can drive, you can self custody bitcoin! Check out my latest with nostr: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 here https://stephanlivera.com/episode/629/

Even Google is saying no to the EU's demands for 'fact checking' and thought control.

Their efforts over the last few years to deboost and censor searches and YouTube videos have been a complete failure. They simply inject left wing and pro statist propaganda on a range of topics from COVID masks to vaccine efficiency.

Whatever "social contracts" there were in the fiat money era, they will be renegotiated in the bitcoin era.

Low quality money, low quality behaviours.

High quality money, high quality behaviours.

My latest with nostr: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 on the impact of FATF on global banking is out. Check it out to understand the threat being posed to your sovereignty under the pretense of protecting you.

https://stephanlivera.com/episode/627/

My latest episode on tools for using Bitcoin in 2025 with

and

is out! Check it out for their perspectives on wallets, nodes and being a bitcoin merchant

https://stephanlivera.com/episode/626/

There's a perception that bitcoiners are financial doomers.

The truth is that bitcoiners see the corruption of a fiat inflationary system. It seeps into our societies, corroding our moral values and our economies.

Bitcoin is a positive way out.

getting started at bitcoin mena and caught up with

. can't outdress the rockstar!

My latest episode on Bitcoin, the power law, and how to think about Microstrategy's strategy with Sina from 21st Capital

https://stephanlivera.com/episode/619/

My latest episode with Joe Quirk on Seasteading. We chat about the common questions people have, and also how far it has come in recent years.

Joe's a great and compelling speaker, check him out!

https://stephanlivera.com/episode/617/

My latest episode of interviews while at PlanB Forum in Lugano is out! Including interviews with

Luke Dashjr Dennis Porter and John Carvalho

https://stephanlivera.com/episode/612/

Some bitcoiners need a reality check - Bitcoin will not let you transcend politics!

See my latest for

here https://bitcoinmagazine.com/politics/bitcoin-wont-let-you-transcend-politics

Harris Irfan, CEO Cordoba Capital Markets & Advisor at OnrampMENA joins me to discuss challenges and opportunities within Islamic finance, ethics of finance in business and the intersection of Islamic finance and Bitcoin. Harris highlights building a financial system focused on real economy transactions, sharing insights on finance, custody, and Bitcoin investment.

https://stephanlivera.com/episode/610/

In this episode, Kenji Tateiwa, CEO of Agile Energy X, discusses his extensive background in nuclear engineering and the impact of the Fukushima disaster on public perception of nuclear energy. He explains the innovative concept behind Agile Energy X, which leverages wasted renewable energy through Bitcoin mining to address curtailment and grid congestion issues in Japan. Kenji elaborates on the unique flexibility of Bitcoin mining as an energy buyer and its potential role in the future energy landscape, including the integration of circular economy principles. The conversation also touches on the challenges and opportunities in Japan’s energy production, particularly regarding nuclear energy and the need for a diverse energy portfolio.

https://stephanlivera.com/episode/609/

, Managing Partner, Equity Management Associates, joins me to discuss the national debt crisis, inflation, possible price suppression of hard assets and the contrasting roles of gold and Bitcoin as sound money.

https://stephanlivera.com/episode/608/

Gloria Zhao and Fabian Jahr rejoin me to talk about projects in Bitcoin Core

https://stephanlivera.com/episode/607/

After a long and choppy bull-crab market, Dr. Ross notes that the bull market is here!

founder, Vailshire Capital Management, joins me to discuss the ongoing sentiment in the markets, global liquidity, pitfalls and opportunities of this bull cycle, holistic living and more!

https://stephanlivera.com/episode/606/

Bitcoin: On the Way to $400K? with Andrew Edstrom SLP605

Andrew rejoins me to discuss government debt levels, retirement planning on Bitcoin, price modeling, risks of leverage, yield on Bitcoin and more.

https://stephanlivera.com/episode/605/

Can a Decentralized US become a reality? Ryan McMaken explains

Is it wrong to take a fiat loan from someone to buy bitcoin and take advantage of someone's information asymmetry?

explains his thoughts

of

joins me to talk about Bitcoin Custody and Proof of Reserves. Will more Bitcoiners expect Proof of Reserves from their exchanges and custodians?

https://stephanlivera.com/episode/604/

You can have credit in a full reserve banking system, but it'll be very different to how credit works today.

Credit as it is today is fiat subsidised and backed. So it is artificially cheaper, it causes the boom-bust cycle, and it rewards insiders.

shares his insight on the tradeoffs with

and Bitcoin.

Ryan McMaken, Executive Editor and Economist at the Mises Institute, explains the concept of ‘Radical Decentralization’ and why secession is more important now than ever.

Why can't money be stable or neutral? Philipp Bagus explains

Should the state hold Bitcoin? Explained by

Bitcoin, real estate and fiat mining with

What are the next big things coming for lightning?

explains why it'll be:

1. broader BOLT12 adoption
2. asynchronous payments

that help make bitcoin and lightning private digital cash

Statists excuse government failure by saying "they didn't have enough budget".

This image is a reflection of how the state spends money.

Without private property, market pricing, and facing a profit and loss test - of course it wastes money. https://m.primal.net/KnVz.jpg

My latest episode with

is out! We touch on product market fit for savings, rebalancing, cultural changes on a bitcoin standard, and whether the govt should hold bitcoin

https://stephanlivera.com/602

Philipp Bagus on the Banking School vs the Currency School, and how this debate remains relevant today on central banking and fractional reserve.

Left wing Australian govt looking to ban children from social media.

This is a classic case of "there oughta be a law". Yes there may be some harm from social media, but that is a role for parents to moderate and control for their children.

It should not be the role of the state to implement some ham fisted policy that also stops children using internet social media in healthy and beneficial ways.

It also represents an unethical imposition onto private companies and software developers who will effectively be coerced to do the state's bidding.

Can Lightning Liquidity be Solved Using Liquid? Check out my latest ep with

on this question

https://stephanlivera.com/episode/601/

It has become normalized to put down 8-20% for a mortgage downpayment.

I wonder how many people consider that they are effectively going leverage long property approx 5-12x?

HODLing is a psychological battle with yourself. How much pain and scorn can you handle from the normie world? What is your pain tolerance for sustaining your HODLer conviction through big 50% or even 80% drawdowns?

Are you willing to think independently and ignore TradFi influencers who preach about being allocated to govt bonds or stock indexes or trying to be a property mogul?

If you do it correctly, you are richly rewarded for HODLing over time - both financially and mentally. If you do it poorly, you risk selling during the drawdowns or hard times.

When it comes to nostr and getting attacked or censored by the state, surely the state would prefer to go after 'offending' freedom relays before they go for apps?

Maybe it'd end up like how the pirate bay kept resurrecting to different mirrors, servers and countries?

HODLing and using Bitcoin can be a strange path to follow. At first, you want to try and 'save people'.

Then after a while, you realise you can't save them because lots of people don't want to be saved.

Help the people who are willing to listen, and be patient about it.

Why does

not like USB? see why in this clip

"Liquid is not that different than a fedimint or an ark. All of these solutions are trying to share the cost of a UTXO." -

from

explains some similarities and differences between Liquid, Fedimint and Ark

Why is the Full Reserve Banking vs Fractional Reserve Banking issue important? Philipp Bagus explains