River

The U.S. government should publish its bitcoin Proof of Reserves.

Americans deserve to know the BTC is there.

You can verify River's reserves and liabilities each month at https://river.com/reserves

There is no bear market in Bitcoin adoption.

Our new report explores what’s driving Bitcoin adoption to new levels in 2026.

Full research here https://river.com/content/bitcoin-adoption-2026

Institutions may end up owning the most bitcoin.

But only if we let them.

Bitcoin's Lightning Network exceeds $1B in monthly transaction volume.

You can read more about this data in our new research. https://x.com/SDWouters/status/2024507942708351443

Bitcoin ownership changed massively in 2025.

More in next week’s report on Bitcoin adoption.

The gold in Fort Knox was last audited in 1953.

Bitcoin exchanges can prove reserves any time.

Our clients can verify monthly that their unique balance is part of our total assets under custody and our liabilities.

Walk through our Proof of Reserves http://river.com/reserves

Review our public financials http://river.com/financials

60% of the top US banks are getting into bitcoin.

You bet we're publishing 12 proofs again this year.

Don't trust, verify. https://river.com/reserves

$40 billion worth of bitcoin.

That's how much the 21 largest holders accumulated in 2025.

A rising tide lifts all boats.

Many institutions earn interest on your cash.

We give it back to you, paid in bitcoin.

Our clients have earned 64 BTC to date.

Bitcoin Interest on Cash is:

• a bonus on cash held for recurring buys.
• earned on cash reserved for target price orders.
• for people who need to hold cash.
• an easy entry if you're hesitant to buy today.

Learn more and read the disclosures https://river.com/bitcoin-interest#disclosures

14 of the top 25 banks in the U.S. are building bitcoin products for their customers.

First they ignore it. Then they fight it. Now they're starting to embrace Bitcoin.

Your uncle has strong opinions and no bitcoin.

River Link will fix the second part.

Good luck with the first.

Send a River Link to gift bitcoin:

🔗 Text a bitcoin gift in seconds or 🎁 Print a version perfect for a card

Your bitcoin gift can be claimed to any wallet, anywhere.

Download or update the River app to send a bitcoin gift: 1️⃣ Tap 'Send' in the app and choose 'Gift with River Link' 2️⃣ Enter the amount 3️⃣ Select a theme and share (or print) your link

https://river.com/river-link

One mistake, breach, or bad setup.

That's all it takes for your generational wealth to vanish.

Our latest research helps you navigate bitcoin storage.

In this report:

• An in-depth look into bitcoin’s custody landscape
• How to determine if your exchange is secure
• How to decide if self-custody is right for you

Read more: https://river.com/content/bitcoin-custody-report-2025

No institution should be able to print money.

With Proof of Reserves, exchanges can uphold Bitcoin's 21 million supply cap and build a better financial system.

Don’t trust, verify.

We prove to our clients each month that their unique balance is part of the total assets under custody and our liabilities.

You can walk through the flow on our page. http://river.com/reserves

And review our public financials at http://river.com/financials

You deserve to earn interest on your cash.

On River it can be paid in bitcoin.

Our clients have earned 57.58 BTC to date.

Bitcoin Interest on Cash is:

• a bonus on cash held for recurring buys.
• earned on cash reserved for target price orders.
• for people who need to hold cash.
• an easy entry if you're hesitant to buy today.

Learn more and read the disclosures https://river.com/bitcoin-interest#disclosures

Watching the bitcoin price go down?

Do it on the best price chart in bitcoin.

Update your River app and go check it out.

Inside the new app: 💸 A cash and bitcoin app that puts everything at your fingertips. 🎩 A simple but elegant experience throughout. 📈 A stunning, interactive price chart.

Download or update the app.

See why buying bitcoin has never felt this good.

http://river.com/get

Give yourself the biggest raise of your life.

Get paid in bitcoin with direct deposit on River.

You can set up direct deposit in a few minutes in the River app and choose how much of your paycheck you want to convert to bitcoin, with zero fees.

You'll also enter our $25k in bitcoin giveaway!

Learn more and read the terms and disclosures

https://river.com/content/direct-deposit

Direct deposit is live on River!

To celebrate, we're giving away $25,000 in bitcoin 🎉

Your paycheck, two ways to earn bitcoin: 📈 Auto-invest any amount in bitcoin with zero fees. 💰 Earn 3.5% on cash, paid in bitcoin.

Update the app or go to River to set up direct deposit in minutes.

Details of the promotion below.

https://www.youtube.com/shorts/YIyw9AJFvHg

5 winners, $5k each. To win: 💰 Get paid with direct deposit. Earn an entry for every dollar you receive. 🤝 Boost your chances, refer friends.

Set it up now. Every paycheck counts.

Ends Jan 2. No purchase necessary. Terms apply.

River is not a bank. USD funds are deposited by Lead Bank, Member FDIC. APY is subject to change. Fees may apply. Terms and conditions apply. See river.com for more.

Residents of NV, NY, FL, and RI are not eligible for the giveaway. See the below link for the official terms of the giveaway.

https://river.com/content/terms-and-conditions-direct-deposit-giveaway-october-2025

Not a single Bitcoin exchange has implemented Proof of Reserves in 2025.

You should be able to verify that your bitcoin is real, every step of the way.

We prove to our clients each month that their unique balance is part of the total assets under custody and our liabilities.

You can walk through the flow on our page. https://river.com/reserves

Bitcoiners have been right on the money.

Introducing supercharged recurring buys! ⚡️

The recurring buy that automatically doubles during dips. With zero fees.

Go to River to supercharge your recurring buy with zero fees or set up a new one.

If the bitcoin price dips at the time of your recurring buy, it supercharges. ⚡️

Some people fear dips, Bitcoiners look forward to them.

River clients have earned a total of 46.15 BTC in interest on their cash balances. 💸

It's a smart way to put your cash buffer to work, and a great way to introduce risk-averse people to bitcoin!

Bitcoin Interest on Cash is:

• a bonus on cash held for recurring buys & target price orders.
• for people who can’t go 100% in bitcoin and need to hold some cash.
• for people who are hesitant to buy at today's price.

Learn more and read our disclosures at https://river.com/bitcoin-interest

Central Banks are shifting away from dollars, so why would you still save in USD?

Do you buy physical gold that is costly to secure, and difficult to transport and use?

What about digital gold that can teleport around the world?

Front run the Central Banks with bitcoin.

~165 days until there is only 1 million bitcoin left to be mined.

How is your Strategic Bitcoin Reserve looking?

Six months ago there were 80 public companies buying bitcoin.

Today, there are more than 150, including 4 in the S&P 500.

Where will these numbers be next year?

River clients have earned a total of 40.64 BTC in interest on their cash balances.

This includes interest on cash reserved for Target Price Orders and hourly/daily recurring buys! 💸

Every Bitcoiner started as a critic.

But as we pay attention and dig deeper, one by one we change our minds.

~1.3 million bitcoin ($150 billion) are held by businesses.

Companies are starting to catch on after 16 years of front-running by individuals.

Businesses are absorbing bitcoin at 4x the rate it is mined.

Our most comprehensive research on business adoption is coming out next week 👀

Bitcoin is emerging as a long-term treasury asset in the tech industry.

Expect to see more industry giants invest in the coming years.

Bitcoin's volatility has been lower than gold's for the longest period in history.

Bitcoin is like a small snowball rolling down a $138 trillion hill.

Recurring buys are now more flexible on River.

You can change the amount and payment method without interrupting your zero fees.

Keep stacking bitcoin on your terms 🤝

Learn more at https://river.com/zero-fee

13 of the top 25 banks in the US are building bitcoin products for their customers.

First they ignore it. Then they fight it.

Now they’re starting to embrace Bitcoin.

You deserve to know that your bitcoin is safe every step of the way.

You should be able to verify that friends and family you refer aren't buying paper bitcoin.

All bitcoin held on River is in proven full-reserve custody.

Don't trust, verify our monthly Proof of Reserves on https://river.com/reserves

We're seeing the fastest money supply growth in years.

If you held bitcoin over the past year, you outperformed money debasement by 10x.

Somewhere out there, legends are smiling at Bitcoin's continued success.

A free market of money. A peaceful revolution. A sly roundabout way of using technology and cryptography against government overreach.

Let's keep running Bitcoin.

The world is beginning to wake up to this simple truth:

Bitcoin, not crypto.

You can run the best business in the world, but still lose billions to inflation.

Businesses, it's time to protect your profits with bitcoin.

The savings account is an illusion.

It gives millions a false sense of security, while inflation quietly drains their wealth.

This is why we save in bitcoin.

Both dollars and bitcoin are created with computers.

💵 One created out of thin air by unelected bankers.

🟠 The other in a verifiable and decentralized way.

Only one is a tool to empower yourself in the digital age. Allocate wisely.

Proof of Reserves helps protect you and your family from paper bitcoin, empty words, and rehypothecation.

Demand that your Bitcoin exchange implements it. Switch if they drag their feet.

All bitcoin held on River is in proven full-reserve custody.

We prove to our clients each month that their unique balance is part of the total assets under custody.

You can walk through the flow on our page https://river.com/reserves

Part of our team will be at

in Vegas next week. Who's coming?

We hope to meet many of you at our booth (#2118).

River will also be supporting the Guinness World Record attempt at most Bitcoin transactions, more on that below 👇

https://bitcoinmagazine.com/news/bitcoin-conference-aims-to-set-guinness-world-records-for-bitcoin-payments

America’s gold reserves solidified its financial leadership in the 20th century.

In the 21st century, the US is positioned to do the same with Bitcoin.

Bitcoin is fueling the American economy.

The Bitcoin industry is generating thousands of jobs, encouraging innovation, and attracting billions of dollars of investment back to the US 🇺🇸

America’s story began with sound money.

Hard-working Americans saved their wealth in gold-backed money.

Today, Bitcoin carries that torch forward 🔥

Americans now hold an estimated $738 billion in bitcoin.

Bitcoin is financially empowering people who embrace it as a tool for savings 📈

Bitcoin is an underestimated pillar of American dominance.

Americans have a larger estimated share of the bitcoin supply than of global wealth, GDP, or gold reserves.

The United States is the global Bitcoin superpower.

Our new report breaks down how this advantage can fuel the next era of American prosperity. https://blog.river.com/american-bitcoin-advantage/

Many financial planners are following a playbook that's 40 years old.

is different.

Here's his secret to helping people and families create generational wealth with bitcoin👇