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DAYLIGHT SAVING GAVE YOU AN HOUR. USE IT FOR THESE 8 FINANCIAL FIXES.

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✍️ The article discusses 8 financial fixes that can be accomplished in an hour or less, including reading credit reports, freezing credit, and shopping for discounts on auto insurance.

👉 Read your credit report to identify errors and potential identity theft 👉 Freeze your credit to prevent unauthorized access 👉 Shop for discounts on auto insurance 👉 Apply for a zero-APR credit card to pay off debt 👉 Open a high-yield savings account to earn higher interest rates 👉 Look for unclaimed assets, such as lost bank accounts or forgotten 401(k) accounts 👉 Audit your subscriptions to cancel unused services 👉 Raise your 401(k) contribution to save more for retirement

-- #TedRossman #SamTaube #DanielBortz #finance

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Ted Rossman Sam Taube Daniel Bortz finance mainstream:perspective

11/3/2025

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THESE 8 'FINANCIAL FIXES' CAN SAVE YOU MONEY. THEY TAKE AN HOUR OR LESS.

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✍️ AARP's report highlights 8 financial fixes that can be done in an hour or less, including reading credit reports, freezing credit, and opening high-yield savings accounts.

👉 Read your credit report to check for errors and identify potential identity theft 👉 Freeze your credit to prevent unauthorized access 👉 Apply for a zero-APR credit card to pay off high-interest debt 👉 Open a high-yield savings account to earn higher interest rates 👉 Shop for discounts on auto insurance to reduce premiums 👉 Look for unclaimed assets, such as lost bank accounts or forgotten 401(k) funds 👉 Audit your subscriptions to cancel unused services and save money 👉 Raise your 401(k) contribution to increase retirement savings

-- #TedRossman #SamTaube #DanielBortz #personalfinance

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Ted Rossman Sam Taube Daniel Bortz personal finance mainstream:perspective

10/27/2025

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A SIX-FIGURE INCOME BY 35? HERE ARE IDEAL AGES FOR 6 MONEY MILESTONES.

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✍️ A new survey from Empower found that Americans set unrealistic financial milestones, with many wishing they had started saving sooner.

👉 Americans set unrealistic financial milestones 👉 Many respondents feel behind in reaching money milestones 👉 Experts suggest that some milestones are overly ambitious 👉 Starting to save for retirement in the 20s is ideal 👉 The average first-time buyer is now 38, up from 30 in 2010 👉 Earning a six-figure income by 35 may be unrealistic for most jobs

-- #AndrewHerzog #CatherineCollinson #CatherineValega #RandyBruns #DarylFairweather #LonnieGolden #SamTaube #Plano,Texas #Winchester,Massachusetts #Naperville,Illinois #finance

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Andrew Herzog Catherine Collinson Catherine Valega Randy Bruns Daryl Fairweather Lonnie Golden Sam Taube Plano, Texas

8/23/2025

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SHOULD I INVEST IN ETFS OR MUTUAL FUNDS? HERE'S HOW TO CHOOSE.

https://media.zenfs.com/en/usa_today_money_325/0aa1918add192d380b08ab5f61d22aaf

✍️ Investors are increasingly choosing exchange-traded funds (ETFs) over mutual funds due to their advantages, such as real-time trading and tax efficiency.

👉 ETFs trade throughout the day, unlike mutual funds which are priced only once a day 👉 ETFs are considered more tax-efficient than mutual funds 👉 ETFs allow for smaller initial investments 👉 Mutual funds have a longer track record 👉 Mutual funds are often preferred for retirement savings and regular contributions

-- #KathyKellert #JonathanSwanburg #StephenKates #RobertBrokamp #MonicaDwyer #SamTaube #business

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Kathy Kellert Jonathan Swanburg Stephen Kates Robert Brokamp Monica Dwyer Sam Taube business mainstream:perspective

7/22/2025

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YOU WON'T KNOW WHEN A RECESSION STARTS: 5 KEY FACTS ABOUT DOWNTURNS

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✍️ The article discusses the looming threat of recession in 2025, its impact on the job market, stock market, and household budgets, and provides insights from experts on how to navigate a recession.

👉 The chances of a recession in 2025 stand at about 40% 👉 Recessions are shorter than they seem, lasting an average of 17 months 👉 The stock market is a leading indicator, anticipating economic trends months before they arrive 👉 Buying stocks in a recession can be a relatively safe move 👉 The bigger danger in a recession is losing your job

-- #CalebSilver #NivPersaud #DeniseChisholm #RobertBrokamp #SamTaube #economy

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Caleb Silver Niv Persaud Denise Chisholm Robert Brokamp Sam Taube economy mainstream:perspective

5/30/2025

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WHAT TO KNOW ABOUT HOUSE BILL'S $1,000 "TRUMP ACCOUNTS" FOR NEWBORNS

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✍️ The Trump administration proposes creating $1,000 'Trump accounts' for newborns to kickstart wealth creation, managed by banks or investment firms.

👉 Every child born in the US between 2025-2029 with a Social Security number would be automatically enrolled 👉 The government would contribute $1,000 to each account 👉 Families and third parties could contribute up to $5,000 a year 👉 Funds could be spent on approved expenses such as education, starting a small business, or a down payment on a home

-- #MadelineBrown #SamTaube #MeganCerullo #business

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Madeline Brown Sam Taube Megan Cerullo business mainstream:perspective

5/22/2025

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THE GOP IS PROPOSING $1,000 ‘MAGA’ SAVINGS ACCOUNTS FOR KIDS. HERE’S HOW THEY WOULD STACK UP NEXT TO EXISTING INVESTMENT OPTIONS

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✍️ The article discusses the proposed 'Money Account for Growth and Advancement' (MAGA) savings account for children, which would provide a tax-preferred savings option for parents to save for their kids' future.

👉 The MAGA account would provide a tax-preferred savings option for parents to save for their kids' future 👉 Parents could contribute up to $5,000 per year, which could be invested in U.S. equities 👉 The government would contribute a one-time $1,000 payment for children born between 2025 and 2028 👉 The account would allow for withdrawals for qualifying expenses such as education, job training, or starting a small business 👉 The proposal is part of the Republican's 'one big beautiful' tax bill

-- #Sen.TedCruz #SamTaube #U.S. #Texas #Colorado #politics

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Sen. Ted Cruz Sam Taube U.S.Texas Colorado politics mainstream:perspective

5/20/2025, 1 engagement

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IT'S TIME TO WORRY ABOUT OVERDRAFT FEES. THESE 5 BANKS ROLLED THEM BACK.

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✍️ The Biden administration's cap on bank overdraft fees has been struck down by the House of Representatives, allowing banks to continue charging high fees.

👉 House of Representatives votes to repeal cap on bank overdraft fees 👉 Cap would have limited overdraft fees to $5 👉 Banks argue that overdraft fees are necessary to protect accounts 👉 Regulators propose cap to protect consumers from excessive fees 👉 Cap would have generated up to $5 billion in overdraft-fee savings per year