Layer3.news

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WHY MONEY EXPERTS STAND BY THIS ONE TRICK TO KEEP CREDIT CARD DEBT UNDER CONTROL

https://s.yimg.com/ny/api/res/1.2/D1cZVtnES0WMj4ENm0GVSg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyMDA7aD02NzU-/https://media.zenfs.com/en/gobankingrates_644/10867e10fe3ecf8abce606bd4b47dd7f

✍️ The 20% rule is a budgeting guideline that recommends allocating 20% of your after-tax income towards financial goals, such as paying off debt or saving for emergencies.

👉 The 20% rule recommends allocating 20% of your after-tax income towards financial goals, such as paying off debt or saving for emergencies. 👉 The rule is simple and flexible, making it easy to adjust to changing financial circumstances. 👉 By following the 20% rule, individuals can reduce their debt burden, improve their financial health, and achieve a healthier relationship with money. 👉 The rule can also help individuals prioritize savings and debt repayment, rather than allowing unnecessary spending to occur.

-- #JasonPack #LeslieTayne #GenesisHinckley #business

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Jason Pack Leslie Tayne Genesis Hinckley business mainstream:perspective

9/12/2025

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MISSING WISCONSIN GRAD STUDENT ELIOTTE HEINZ’S MOM SAYS CELLPHONE FOUND AS POLICE EYE TIMELINE: EXPERT

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✍️ Authorities are searching for a 22-year-old Wisconsin graduate student, Eliotte Heinz, who vanished while walking home from a bar on Sunday morning.

👉 Eliotte Heinz, 22, a graduate student at Viterbo University, went missing while walking home from a bar on Sunday morning 👉 He was last seen at around 3:30 a.m. on Sunday, walking in the direction of his apartment 👉 His family and friends have made several attempts to locate him, but so far, there has been no success 👉 The La Crosse Police Department is asking for the public's help in finding Heinz 👉 He is described as 5-foot-4 with blonde hair and blue eyes, and was last seen wearing a white T-shirt and jean shorts

-- #EliotteHeinz #AmberHeinz #JasonPack #JuliaBonavita #Wisconsin #LaCrosse #MississippiRiver #ViterboUniversity #world

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Eliotte Heinz Amber Heinz Jason Pack Julia Bonavita Wisconsin La Crosse Mississippi River Viterbo University

7/23/2025

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NOTORIOUS 'HILLSIDE STRANGLER' SEEKS FREEDOM AFTER DECADES BEHIND BARS DESPITE EXPERT WARNINGS

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✍️ Kenneth Bianchi, one of the notorious Hillside Stranglers, is up for parole in Washington state, sparking concerns about public safety and the families of his victims.

👉 Kenneth Bianchi, one of the Hillside Stranglers, is up for parole in Washington state 👉 Bianchi was convicted of murdering five individuals in Southern California and two women in Washington 👉 Experts believe he remains a danger to society due to his planned and manipulative nature 👉 The parole board will consider various factors, including the seriousness of his crimes, his behavior in prison, and his potential risk to the public if released

-- #KennethBianchi #JasonPack #AngeloBuono #AnthonyD'Amato #Washingtonstate #California #Bellingham #LosAngeles #WallaWalla #world

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Kenneth Bianchi Jason Pack Angelo Buono Anthony D'Amato Washington state California Bellingham Los Angeles

7/9/2025

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BOULDER ILLEGAL IMMIGRANT TERROR SUSPECT’S ’POSSIBLE RADICALIZATION’ PROBED BY AUTHORITIES: RETIRED FBI AGENT

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✍️ A retired FBI agent says authorities are investigating the possible radicalization of an Egyptian suspect who allegedly firebombed a pro-Israel rally in Boulder, Colorado.

👉 Authorities are investigating the possible radicalization of the suspect 👉 The suspect is charged with violating federal hate crime statutes 👉 The FBI and local authorities are collecting evidence, including forensic data 👉 The attack is being investigated for possible domestic terrorism

-- #JasonPack #MohamedSabrySoliman #SarahRumpf-Whitten #Boulder,Colorado #Cairo #politics

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Jason Pack Mohamed Sabry Soliman Sarah Rumpf-Whitten Boulder, Colorado Cairo politics conservative:perspective

6/2/2025

nostr:nevent1qvzqqqqqqypzqe6z4eqs8a86awpjvnv4ta6zlxnprtyqryxvqpp78vezxxxv0mnpqyd8wumn8ghj7ctjw35kxmr9wvhxcctev4erxtnwv4mhxqpqc78vsy8rqlqa6zvp502c06zs705hwljrg272nw4fue0th0aald6q7w4gve

HERE’S THE MINIMUM NET WORTH TO BE CONSIDERED UPPER CLASS IN YOUR 50S

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✍️ Hitting your 50s can bring financial questions, including whether you're considered upper class. The article breaks down what it takes to be considered upper class in your 50s, with a focus on net worth.

👉 Having a net worth between $1 million and $1.5 million can put you in the top 20% of households in your 50s 👉 Net worth is just one factor in determining upper class status, with quality of life and planning for the future also important 👉 The cost of living varies greatly across America, affecting what it takes to be considered upper class 👉 Experts recommend planning for major events like retirement, college, and business succession

-- #JasonPack #ChitraPatel #SanFrancisco #finance

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Jason Pack Chitra Patel San Francisco finance mainstream:perspective

5/29/2025

nostr:nevent1qvzqqqqqqypzplajaltgk8m8sj8l5jjpmd7q0kuxwkgcke4t5ndzm89z8rnzek57qyd8wumn8ghj7ctjw35kxmr9wvhxcctev4erxtnwv4mhxqpqes4lvumt0k95aaje3vr7gsz880jrsuafduxndwmvys6fslxn3dksgmxx6p

BOTCHED CRIME SCENE HANDLING COULD DERAIL PROSECUTION OF ORLEANS PARISH JAIL ESCAPEES, FORMER FBI AGENT SAYS

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✍️ The failure of law enforcement officials to immediately process the jail cell where 10 inmates escaped on May 16 as a crime scene may jeopardize potential prosecutions, according to an expert.

👉 10 inmates escaped from the Orleans Parish Jail on May 16 👉 The jail cell was not immediately processed as a crime scene 👉 The delayed collection of evidence may jeopardize potential prosecutions 👉 The Orleans Parish District Attorney assembled a team to collect evidence from the jail cell 👉 The inmates were able to escape by removing a toilet that blocked a hole they had cut into the cell's wall

-- #JasonPack #JasonWilliams #SusanHutson #SterlingWilliams #TrevonWilliams #LenikaVanburen #PatriciaVanburen #TyshaneaRandolph #LentonVanburenSr. #AngelMcKey #DiamondWhite #EmmittWeber #CaseySmith #ConnieWeeden #CortnieHarris #CorvanntayBaptiste #CoreyBoyd #LeoTate #AntoineMassey #PeterD'Abrosca #NewOrleans #OrleansParish #BatonRouge #Texas #Walker #politics

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Jason Pack Jason Williams Susan Hutson Sterling Williams Trevon Williams Lenika Vanburen Patricia Vanburen Tyshanea Randolph

5/28/2025

nostr:nevent1qvzqqqqqqypzplajaltgk8m8sj8l5jjpmd7q0kuxwkgcke4t5ndzm89z8rnzek57qyd8wumn8ghj7ctjw35kxmr9wvhxcctev4erxtnwv4mhxqpqzk65suyfv683nmvrle8p03y7z87nyqx08e9000xxhatyks4cdvtst067cj

RETIRED FBI AGENT WARNS NEW ORLEANS PRISON ESCAPE 'SHOULD GET EVERYONE'S ATTENTION'

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✍️ A retired FBI special agent is sounding the alarm after 10 inmates escaped from a New Orleans jail, with five remaining at large, citing inadequate staffing and oversight.

👉 10 inmates escaped from the Orleans Parish Jail in New Orleans 👉 5 inmates remain at large 👉 The escape was through a hole behind a toilet 👉 The jail has only 36 officers working with over 1,000 inmates 👉 The inmates targeted a maintenance worker for help

-- #JasonPack #LizMurrill #SterlingWilliams #CoreyBoyd #DerrickGroves #JermaineDonald #AntoineMassey #LeoTate #LentonVanburen #NewOrleans #OrleansParishJail #world

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Jason Pack Liz Murrill Sterling Williams Corey Boyd Derrick Groves Jermaine Donald Antoine Massey Leo Tate

5/24/2025

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FBI INVESTIGATING KILLING OF ISRAELI EMBASSY EMPLOYEES AS POSSIBLE HATE CRIME

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✍️ The FBI is investigating the killing of two Israeli Embassy employees near the Jewish Museum in Washington, D.C. as a hate crime, with the suspect yelling 'Free, free Palestine' while in police custody.

👉 The FBI is investigating the shooting as a hate crime 👉 The suspect, Elias Rodriguez, yelled 'Free, free Palestine' while in police custody 👉 The victims, Yaron Lischinsky and Sarah Milgrim, were a couple who worked at the Israeli Embassy 👉 The suspect has been charged with hate crimes 👉 The FBI is investigating whether the suspect acted alone or was encouraged by others

-- #StevenJensen #MurielBowser #PamBondi #YechielLeiter #YaronLischinsky #SarahMilgrim #EliasRodriguez #PamelaSmith #DanBongino #JasonPack #PeterD'Abrosca #AlexNitzberg #ElizabethPritchett #Washington,D.C. #Jerusalem #Chicago #Germany #world

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Steven Jensen Muriel Bowser Pam Bondi Yechiel Leiter Yaron Lischinsky Sarah Milgrim Elias Rodriguez Pamela Smith

5/22/2025

nostr:nevent1qvzqqqqqqypzqe6z4eqs8a86awpjvnv4ta6zlxnprtyqryxvqpp78vezxxxv0mnpqyd8wumn8ghj7ctjw35kxmr9wvhxcctev4erxtnwv4mhxqpq5mvp5vpsmvs2u05zuxczqsgwx8sqllw74w54hq54kny3nmec5p2q8xqdmv

HERE’S THE WILD THING BILLIONAIRES DO IN A RECESSION THAT YOU DON’T

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✍️ Billionaires tend to thrive during recessions by taking advantage of discounted assets and investing in themselves, while regular people can borrow a page from their playbook by keeping cash reserves, looking for opportunities, and investing in themselves.

👉 Billionaires keep huge cash reserves to take advantage of discounted assets 👉 They buy commercial real estate, distressed companies, and cheap stocks 👉 Regular people can keep a small cash reserve and look for opportunities 👉 Investing in oneself is key, including getting additional certifications and expanding one's network

-- #JasonPack #AndrewLokenauth #business

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Jason Pack Andrew Lokenauth business mainstream:perspective

5/14/2025

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4.1-MAGNITUDE EARTHQUAKE RATTLES TENNESSEE AND SOUTHERN US

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✍️ A 4.1-magnitude earthquake struck Tennessee, causing tremors in parts of the southern US, including Atlanta, with no reported injuries or major damage.

👉 The earthquake had a magnitude of 4.1 and originated 12 miles from Greenback, Tennessee. 👉 Tremors were felt as far away as Atlanta, Georgia. 👉 Over 23,000 reports from the public were received by USGS in the first hour. 👉 No injuries or major damage were reported. 👉 There is a 5% chance of a magnitude 4 or larger aftershock in the next week.

-- #AyeshaDavis #GabrielaReilly #JasonPack #Tennessee #Atlanta #Greenback #Knoxville #Braselton #Georgia #NorthCarolina #Decatur #Mascot #EasternTennesseeseismiczone #NewMadridseismiczone #world

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Ayesha Davis Gabriela Reilly Jason Pack Tennessee Atlanta Greenback Knoxville Braselton

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4.1 MAGNITUDE EARTHQUAKE IN TENNESSEE RATTLES HOMES AS FAR AWAY AS ATLANTA

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✍️ A 4.1-magnitude earthquake struck Tennessee, causing tremors as far away as Atlanta and waking up families across the southern US.

👉 The earthquake was 4.1-magnitude and originated 12 miles from Greenback, Tennessee 👉 Tremors were felt as far away as Atlanta and caused over 23,000 reports from the public in the first hour 👉 No injuries or major damage were reported 👉 There is a 5% chance of a magnitude 4 or larger aftershock in the next week 👉 The southeastern US carries a significant earthquake risk, particularly around the New Madrid Seismic Zone and the East Tennessee Seismic Zone

-- #AyeshaDavis #GabrielaReilly #JasonPack #Finley #Tennessee #Atlanta #Greenback #Knoxville #Braselton #Georgia #NorthCarolina #Virginia #world

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Ayesha Davis Gabriela Reilly Jason Pack Finley Tennessee Atlanta Greenback Knoxville

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THE SURPRISING WAY THE FBI IS ADAPTING TO MODERN CRIME FIGHTING

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✍️ The FBI's approach to public messaging has evolved from being formal and cautious to more human and transparent, using social media to highlight its work and build trust with the public.

👉 The FBI's approach to public messaging has evolved from being formal and cautious to more human and transparent. 👉 The Bureau is using social media to highlight its work and build trust with the public. 👉 The FBI's use of social media is no longer just about broadcasting messages, but about engaging with the public and being part of the conversation. 👉 The new approach comes with risks, such as the potential for misinformation and the need to balance transparency with protecting justice.

-- #JasonPack #EastHamblenCounty #Morristown #Tennessee #Knoxville #politics

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Jason Pack East Hamblen County Morristown Tennessee Knoxville politics conservative:perspective

5/2/2025

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‘SLOWING THINGS DOWN’ IS ‘KEY’ TO SAFE RETURN OF TENNESSEE PASTOR KIDNAPPED IN SOUTH AFRICA: RETIRED FBI AGENT

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✍️ A retired FBI agent and hostage negotiator advises against rushing into negotiations after a Tennessee pastor was kidnapped in South Africa, suggesting a calm and open dialogue to ensure a safe return.

👉 Negotiators should take their time and slow down the process to reduce the risk of violence 👉 Open dialogue and communication are key to a successful outcome 👉 The kidnapping may have been motivated by financial gain rather than a political statement 👉 The community is rallying around the pastor and his family

-- #JasonPack #JoshSullivan #SouthAfrica #Tennessee #EasternCapeProvince #world

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Jason Pack Josh Sullivan South Africa Tennessee Eastern Cape Province world conservative:perspective

4/12/2025

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OFFICER IN CRITICAL CONDITION AFTER CRASH WHILE SUPPORTING VANCE'S MOTORCADE

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✍️ Two law enforcement vehicles crashed in Tennessee while supporting Vice President JD Vance's motorcade, sending a police officer to the hospital in critical condition.

-- #JDVance #JasonPack #TonyCrisp #KatherinePierce #Tennessee #Maryville #Knoxville #UniversityofTennesseeMedicalCenter #politics

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JD Vance Jason Pack Tony Crisp Katherine Pierce Tennessee Maryville Knoxville University of Tennessee Medical Center

11/15/2025

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WHY MONEY EXPERTS STAND BY THIS ONE TRICK TO KEEP CREDIT CARD DEBT UNDER CONTROL

https://s.yimg.com/ny/api/res/1.2/D1cZVtnES0WMj4ENm0GVSg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyMDA7aD02NzU-/https://media.zenfs.com/en/gobankingrates_644/10867e10fe3ecf8abce606bd4b47dd7f

✍️ The 20% rule is a budgeting guideline that recommends allocating 20% of your after-tax income towards financial goals, such as paying off debt or saving for emergencies.

-- #JasonPack #LeslieTayne #GenesisHinckley #business

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Jason Pack Leslie Tayne Genesis Hinckley business mainstream:perspective

9/12/2025

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MISSING WISCONSIN GRAD STUDENT ELIOTTE HEINZ’S MOM SAYS CELLPHONE FOUND AS POLICE EYE TIMELINE: EXPERT

https://static.foxnews.com/foxnews.com/content/uploads/2025/07/heinz-3-images.png

✍️ Authorities are searching for a 22-year-old Wisconsin graduate student, Eliotte Heinz, who vanished while walking home from a bar on Sunday morning.

-- #EliotteHeinz #AmberHeinz #JasonPack #JuliaBonavita #Wisconsin #LaCrosse #MississippiRiver #ViterboUniversity #world

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Eliotte Heinz Amber Heinz Jason Pack Julia Bonavita Wisconsin La Crosse Mississippi River Viterbo University

7/23/2025

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NOTORIOUS 'HILLSIDE STRANGLER' SEEKS FREEDOM AFTER DECADES BEHIND BARS DESPITE EXPERT WARNINGS

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✍️ Kenneth Bianchi, one of the notorious Hillside Stranglers, is up for parole in Washington state, sparking concerns about public safety and the families of his victims.

-- #KennethBianchi #JasonPack #AngeloBuono #AnthonyD'Amato #Washingtonstate #California #Bellingham #LosAngeles #WallaWalla #world

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Kenneth Bianchi Jason Pack Angelo Buono Anthony D'Amato Washington state California Bellingham Los Angeles

7/9/2025

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BOULDER ILLEGAL IMMIGRANT TERROR SUSPECT’S ’POSSIBLE RADICALIZATION’ PROBED BY AUTHORITIES: RETIRED FBI AGENT

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✍️ A retired FBI agent says authorities are investigating the possible radicalization of an Egyptian suspect who allegedly firebombed a pro-Israel rally in Boulder, Colorado.

-- #JasonPack #MohamedSabrySoliman #SarahRumpf-Whitten #Boulder,Colorado #Cairo #politics

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Jason Pack Mohamed Sabry Soliman Sarah Rumpf-Whitten Boulder, Colorado Cairo politics conservative:perspective

6/2/2025

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HERE’S THE MINIMUM NET WORTH TO BE CONSIDERED UPPER CLASS IN YOUR 50S

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✍️ Hitting your 50s can bring financial questions, including whether you're considered upper class. The article breaks down what it takes to be considered upper class in your 50s, with a focus on net worth.

-- #JasonPack #ChitraPatel #SanFrancisco #finance

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Jason Pack Chitra Patel San Francisco finance mainstream:perspective

5/29/2025

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BOTCHED CRIME SCENE HANDLING COULD DERAIL PROSECUTION OF ORLEANS PARISH JAIL ESCAPEES, FORMER FBI AGENT SAYS

https://static.foxnews.com/foxnews.com/content/uploads/2025/05/sheriff-hutson-orleans-parish.jpg

✍️ The failure of law enforcement officials to immediately process the jail cell where 10 inmates escaped on May 16 as a crime scene may jeopardize potential prosecutions, according to an expert.

-- #JasonPack #JasonWilliams #SusanHutson #SterlingWilliams #TrevonWilliams #LenikaVanburen #PatriciaVanburen #TyshaneaRandolph #LentonVanburenSr. #AngelMcKey #DiamondWhite #EmmittWeber #CaseySmith #ConnieWeeden #CortnieHarris #CorvanntayBaptiste #CoreyBoyd #LeoTate #AntoineMassey #PeterD'Abrosca #NewOrleans #OrleansParish #BatonRouge #Texas #Walker #politics

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Jason Pack Jason Williams Susan Hutson Sterling Williams Trevon Williams Lenika Vanburen Patricia Vanburen Tyshanea Randolph

5/28/2025

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RETIRED FBI AGENT WARNS NEW ORLEANS PRISON ESCAPE 'SHOULD GET EVERYONE'S ATTENTION'

https://static.foxnews.com/foxnews.com/content/uploads/2025/05/new-orleans-jailbreak-manhunt.jpg

✍️ A retired FBI special agent is sounding the alarm after 10 inmates escaped from a New Orleans jail, with five remaining at large, citing inadequate staffing and oversight.

-- #JasonPack #LizMurrill #SterlingWilliams #CoreyBoyd #DerrickGroves #JermaineDonald #AntoineMassey #LeoTate #LentonVanburen #NewOrleans #OrleansParishJail #world

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Jason Pack Liz Murrill Sterling Williams Corey Boyd Derrick Groves Jermaine Donald Antoine Massey Leo Tate

5/24/2025

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FBI INVESTIGATING KILLING OF ISRAELI EMBASSY EMPLOYEES AS POSSIBLE HATE CRIME

https://static.foxnews.com/foxnews.com/content/uploads/2025/05/gribv-gxuaaapgl.jpg

✍️ The FBI is investigating the killing of two Israeli Embassy employees near the Jewish Museum in Washington, D.C. as a hate crime, with the suspect yelling 'Free, free Palestine' while in police custody.

-- #StevenJensen #MurielBowser #PamBondi #YechielLeiter #YaronLischinsky #SarahMilgrim #EliasRodriguez #PamelaSmith #DanBongino #JasonPack #PeterD'Abrosca #AlexNitzberg #ElizabethPritchett #Washington,D.C. #Jerusalem #Chicago #Germany #world

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Steven Jensen Muriel Bowser Pam Bondi Yechiel Leiter Yaron Lischinsky Sarah Milgrim Elias Rodriguez Pamela Smith

5/22/2025

nostr:nevent1qvzqqqqqqypzqe6z4eqs8a86awpjvnv4ta6zlxnprtyqryxvqpp78vezxxxv0mnpqyd8wumn8ghj7ctjw35kxmr9wvhxcctev4erxtnwv4mhxqpq5mvp5vpsmvs2u05zuxczqsgwx8sqllw74w54hq54kny3nmec5p2q8xqdmv

HERE’S THE WILD THING BILLIONAIRES DO IN A RECESSION THAT YOU DON’T

https://s.yimg.com/ny/api/res/1.2/FpYLLIM0NOlpU61RQSeVvw--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyMDA7aD02NzU-/https://media.zenfs.com/en/gobankingrates_644/da6303b15b0bd29a30b9d8879909edb6

✍️ Billionaires tend to thrive during recessions by taking advantage of discounted assets and investing in themselves, while regular people can borrow a page from their playbook by keeping cash reserves, looking for opportunities, and investing in themselves.

-- #JasonPack #AndrewLokenauth #business

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Jason Pack Andrew Lokenauth business mainstream:perspective

5/14/2025

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4.1-MAGNITUDE EARTHQUAKE RATTLES TENNESSEE AND SOUTHERN US

https://i.guim.co.uk/img/media/529447bef464dfcec4243132da926aa02312e25d/365_0_4788_3830/master/4788.jpg?width=140&quality=85&auto=format&fit=max&s=2980967832d40d0fa533ae6d6958578f

✍️ A 4.1-magnitude earthquake struck Tennessee, causing tremors in parts of the southern US, including Atlanta, with no reported injuries or major damage.

-- #AyeshaDavis #GabrielaReilly #JasonPack #Tennessee #Atlanta #Greenback #Knoxville #Braselton #Georgia #NorthCarolina #Decatur #Mascot #EasternTennesseeseismiczone #NewMadridseismiczone #world

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Ayesha Davis Gabriela Reilly Jason Pack Tennessee Atlanta Greenback Knoxville Braselton

nostr:nevent1qvzqqqqqqypzqegdsx5vpl3eg3xnj4nedj9dmq6pgurgvpatytz8dju063h3nf9aqyd8wumn8ghj7ctjw35kxmr9wvhxcctev4erxtnwv4mhxqpql9euw7lxrfx55582gux50tllxthrrvzzq5xkxzm8ur50yudzcmlqqg2lw0

npub1v5xcr2x…q6e70d

4.1 MAGNITUDE EARTHQUAKE IN TENNESSEE RATTLES HOMES AS FAR AWAY AS ATLANTA

https://d3i6fh83elv35t.cloudfront.net/static/2025/05/2022-11-23T200529Z_727386828_RC2VRX9RXKCN_RTRMADP_3_USA-THANKSGIVING-TRAVEL-e1746897208356-1024x626.jpg

✍️ A 4.1-magnitude earthquake struck Tennessee, causing tremors as far away as Atlanta and waking up families across the southern US.

-- #AyeshaDavis #GabrielaReilly #JasonPack #Finley #Tennessee #Atlanta #Greenback #Knoxville #Braselton #Georgia #NorthCarolina #Virginia #world

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Ayesha Davis Gabriela Reilly Jason Pack Finley Tennessee Atlanta Greenback Knoxville