Lava

The world's first bitcoin-backed line of credit is here.

Unlock your bitcoin's purchasing power— instantly, flexibly, and securely— without selling your bitcoin.

A few years ago, Alex Crognale was one of the first professional athletes to get paid in bitcoin.

Today, he’s joining Lava as an investor, and we’re making that option accessible to everyone.

Deposit your paycheck to Lava and we’ll convert it to BTC with zero fees.

Live now.

Get dollars instantly without selling your bitcoin— now from your desktop.

Lava is officially live on web.

Deposit, borrow, and manage your funds right through your favorite browser.

Any device. Anywhere you need it.

Sign up and get started today.

Today we’re proud to announce we've raised $17.5M in additional funding.

We’re also launching our newest product— earn up to 7.5% yield on your USD by funding bitcoin-backed loans on Lava.

2x more than a high-yield savings account, fully backed by BTC.

Buy your dream house. Keep your bitcoin. Beat the market rate.

We've partnered with Roam to make this possible.

→ Find an assumable mortgage on Roam at <4% → Borrow with Lava to fund your down payment → Buy a home without selling a single sat

Who wants in?

We’ve rebuilt Lava from the ground up.

Better UX. Faster performance. The lowest rates. Global on/off ramps. Instant access to capital. And much more.

The new standard for bitcoin-backed loans.

Unlock your savings without selling your bitcoin.

Launching soon.

We recently caught up with

We discussed his background, his work on Arkade, bitcoin scaling, how he evaluates bitcoin’s technical landscape, and much more.

Enjoy the conversation!

The first episode of The Lava Show is live!

In this episode, we talked to two of the most respected developers in bitcoin— Andrew Poelstra and Tadge Dryja.

We covered block size, OP_CAT, quantum’s threat to bitcoin, Lightning Network progress, new scaling solutions, and a bunch more.

Listen to the full episode below.

Apple Podcasts: https://podcasts.apple.com/us/podcast/andrew-poelstra-tadge-dryja/id1822816762?i=1000714691006

Spotify: https://open.spotify.com/episode/3i6AnoWr3RbLneHfgVkWV5?si=CnA_c-3BQmiFm6Ae1YwnQA

YouTube:

Lava simplifies your financial life.

In a world that is increasingly hyper-financialized, Lava offers a better path:

🟠 Save in the hardest money 💰 Borrow dollars when you need them 💸 Easily spend globally

Grow your wealth without the complexity. Powered by bitcoin.

New on Lava: direct deposits to your self-custody vault!

Automate your savings with direct deposits from your paycheck; receive funds in USD or automatically convert them to BTC.

Hold BTC, easily borrow against it, and spend dollars globally. All in once place. https://blossom.primal.net/868271ce0d5b8c60e224e34198294e726642f267d6457cb13e32eeff37aba8c1.png

Lava is for bitcoin savings.

“I view bitcoin as being very distinct from crypto. I think a lot of the companies in crypto are serving this trading, speculation use case. Whereas Lava is really serving this bitcoin savings use case.” - Lava CEO Shehzan Maredia on TBPN. https://blossom.primal.net/8e14ad56bdd6cbd17874cb383cb7ff033dc7c2db5870b46ba66aef204b91cdcc.mov

The price of the average US home, denominated in BTC, has been steadily trending lower for a decade. Even as homes get more expensive in dollar terms.

Bitcoin doesn’t just protect your wealth from being inflated away— it allows your life to get cheaper over time.

Saving in bitcoin is a financial superpower.

Bitcoin is global, and so is Lava.

🌎 Borrow anywhere in the world 💰 Any loan size, $100-$1B 💻 No documentation or paperwork required 🌐 The lowest borrow rates on bitcoin loans 💸 Access global payments with zero fees within Lava 💵 Easily off-ramp to any bank account around the world

Announcing our latest feature: buy bitcoin using your digital dollar balance, directly within your Lava Vault!

Lava allows you to self-custody both bitcoin and digital dollars; now, you can easily purchase bitcoin using that digital dollar balance.

This means you can buy bitcoin directly to self-custody in just a few clicks, all without ever leaving your vault. No bank transfers needed.

We recently put together an FAQ section on our site that covers a lot of the questions we get asked regularly.

• What are the fees and interest rates on Lava Loans?
• What price servers do we use?
• How and why do we integrate digital dollars?

And much more. Check it out here:

https://www.lava.xyz/faq

The most important question you can ask when taking out a bitcoin-backed loan is "what happens to my collateral?"

With Lava, you get cryptographic proof that your funds are secure, in your self-custody, and cannot be rehypothecated.

Easily verifiable from within our app.

Curious about how Lava Loans work?

This article dives into the details around how we're able to offer bitcoin-backed loans that don't require you to give up self-custody.

Lava is the easiest and most secure way to borrow against your bitcoin.

Answer two questions to set your loan terms in the app, and get your capital in minutes.

No paperwork, no counterparties, and you maintain full self-custody of your bitcoin. https://blossom.primal.net/2eedeca507382b7e70e0d0928d22da0a5241f8fbec68beadbc36f7df8fbe8aa7.mov

Last week, Lava CEO Shehzan Maredia joined TBPN to announce that we are officially live and out of beta.

Lava is the most secure way to borrow against your bitcoin and the only truly self-custodial loan product.

Check out the full clip to hear him break down all of this and more!

We just made a major announcement at Bitcoin 2025.

Lava Loans is officially live and out of beta. Lava is the most secure way to borrow against your bitcoin, as well as the easiest and most flexible.

Lava is the only option where you can borrow against your bitcoin without giving up self-custody. We give you cryptographic proof, not just legal or reputational assurances, that your bitcoin is secure. Verifiable on-chain at any time.

We've secured the funding to service any loan size from $100 to $1B. And we offer the lowest rates of anyone in the market.

For the next 24 hours we're running a special promo. You can take out a 12-month loan at just 9.99%.

Interested? Scan the QR code below to download Lava and get started!

Our team will be at Bitcoin 2025 all week!

We’re hosting the Lava Developer Zone at the conference, so come by and say hi! We’ve got merch to give away, and our team would be happy to personally onboard you to Lava!

We’re also going to be making some big announcements on stage and offering an exclusive deal on Lava Loans for conference attendees!

See you there!

100 Billion Dollars.

That’s how much money was lost by custodial bitcoin-backed lenders in 2022 alone.

We created a better solution: bitcoin-backed loans that don’t require you to give up self-custody. You get cryptographic proof, not just legal or reputational assurances, that your collateral is safe.

We’ve got some big announcements happening this week at Bitcoin 2025. See you all there! https://blossom.primal.net/c031821deb35d114d58b2ef51299da1157bbacd9b36f36a975cd8ae70b17e282.mov

Next week in the Lava Developer Zone at Bitcoin 2025: Andrew Poelstra and

debate MEV.

MEVIL: Concern or Hyperbole? Come find out.

Moderated by Gwart. May 28th at 1:00pm.

See you there! https://blossom.primal.net/4905577c4873a79e05d7dc0275c83fd81b8545d0242f2e94b66066aa19bde0f2.png

We’re hosting the Lava Developer Zone at Bitcoin 2025! A space to connect with other developers and hear high-level technical discussions.

We’ve got some exciting debates on the agenda! First up: Brandon Black and

tackle the block size debate and whether or not we’ve found the equilibrium.

Moderated by Shehzan Maredia. Wednesday May 28th at 12:00pm.

See you there! https://blossom.primal.net/6a52d6753dec0c22678184b57bd36fc839ba19f7f494d39cc20c26ba38c06f23.png

Hello, Nostr! Allow us to introduce ourselves.

At Lava, we’ve built the most secure way to borrow against your bitcoin.

No counterparties, no custodians, no bridges. Instead, we’ve built a fully on-chain lending protocol that leverages Discreet Log Contracts (DLCs), which are smart contracts that are native to Bitcoin.

Using Lava, you can take out a USD loan using your Bitcoin as collateral without giving up self-custody. It’s fast, secure, and we offer some of the best rates in the business.

You can check us out at http://lava.xyz to learn more!

We’re excited to be here on Nostr!

#introductions